SSDI Work Credits Explained

What are Social Security Disability Insurance (SSDI) Work Credits?

Social Security Disability Insurance (SSDI) is administered through the Social Security Administration. SSDI is a program designed to provide financial support for workers who become disabled and who are unable to work due to their disability. In order to qualify for SSDI, applicants must meet medical and financial requirements. In addition to these requirements, the applicant must have earned a certain number of SSDI work credits to receive benefits under SSDI.

What are SSDI Work Credits?

As you work and pay Social Security taxes into the system, you earn SSDI work credits. Your employer reports your income each year. Based on your total wages or self-employed income, you can earn up to four SSDI work credits per year. You do not need to work all year in order to earn up to four SSDI work credits for that year. […]