Social Security Disability Application Tips

social security disability application tips

What Questions Should I Ask Before Applying for Social Security Disability?

Social Security Disability Insurance (SSDI) is a federal program administered by the Social Security Administration that pays monthly benefits to disabled workers. If you have become disabled and you are no longer able to work, you probably have many questions about SSDI and the application process. Below are five of the most common SSDI questions our attorneys receive from individuals considering applying for disability benefits.

Common Questions About Social Security Disability Benefits

Have I worked long enough to qualify for SSDI?

In order to qualify for SSDI, you must have earned a minimum of 40 work credits. Twenty of those work credits must have been earned in 10 years prior to you becoming disabled. If you are younger, you may be eligible for SSDI with less than 40 work credits. […]

Representative Payee for Social Security

Elderly Couple social security payee

What Is A Social Security Representative Payee?

A representative payee is a person appointed by the Social Security Administration (SSA) to receive and manage your SSDI or SSI benefits. Your representative payee receives your money each month and must use that money to pay for things you need such as food, clothing, shelter, and other bills. The representative payee can also pay for things you want such as entertainment or use the money in another manner that the payee determines is in your best interest and for your benefit.

Why Did The Social Security Administration Appoint A Representative Payee?

You can voluntarily choose a person to act as your representative payee if you do not feel comfortable managing your own financial affairs. However, the SSA appoints a representative payee in some cases regardless of whether the person wants a representative payee to handle his or her disability money. The SSA appoints a representative payee when it finds you are unable to successfully manage your disability benefits to pay for your needs. In the case of personality disorders, the SSA often appoints a representative payee to protect the disabled individual. […]

SSDI Work Credits Explained

What are Social Security Disability Insurance (SSDI) Work Credits?

Social Security Disability Insurance (SSDI) is administered through the Social Security Administration. SSDI is a program designed to provide financial support for workers who become disabled and who are unable to work due to their disability. In order to qualify for SSDI, applicants must meet medical and financial requirements. In addition to these requirements, the applicant must have earned a certain number of SSDI work credits to receive benefits under SSDI.

What are SSDI Work Credits?

As you work and pay Social Security taxes into the system, you earn SSDI work credits. Your employer reports your income each year. Based on your total wages or self-employed income, you can earn up to four SSDI work credits per year. You do not need to work all year in order to earn up to four SSDI work credits for that year. […]