When we think about a workplace injury, we usually think of broken bones, back injuries, head trauma, or severe injuries that require immediate medical attention. Many workers are unaware that injuries and illnesses that develop over time are also covered by Florida’s workers’ compensation laws. An article in USA Today last fall highlights one of those injuries that may go uncompensated because workers’ may not be aware it is considered a workplace injury – hearing loss at work. […]
Summer can be particularly dangerous for some workers. The hot summer months can increase work-related accidents in some industries. Employers and employees need to take steps to reduce the risk of injury to workers during the summer. Below are several of the common summer work hazards faced by Florida workers. […]
When a person is injured on the job, the injury is classified as either temporary or permanent. It is also classified as partial or total disability. Benefits approved for a work injury are decided based on the classification of the injury. If rehabilitative temporary partial disability will apply in your Florida workers’ compensation case, it is helpful to have some basic knowledge about this complex workers’ comp benefit.
Temporary Partial Disability
When you are diagnosed with a temporary partial disability (TPD), it means you are unable to return to your former job at this time. Your condition is expected to improve with continued medical care and therapy, but you are unable to perform your job duties at this time due to medical restrictions. Because you are not able to perform your regular job, you are not receiving income. […]
When you are injured on the job, you expect your medical bills to be paid by your employer or its insurance provider. Isn’t that the purpose of the workers’ comp system?
Yes, the workers’ compensation system is designed to ensure that an injured worker receives the medical care he or she needs after a workplace injury. In addition to medical benefits, workers’ comp laws provide other benefits for injured workers. The downside is that Florida’s workers’ compensation laws prevent a worker from suing an employer in almost all cases of workplace injuries and illnesses. That is the “give and take” of the workers’ compensation system. […]
Is Your Workers’ Compensation Insurance Company Trying to Pull a Fast One On You?
Imagine you are injured while at work. You do not believe you are seriously injured but a few days go by and your back is still hurting so you go to the doctor. The doctor prescribed a treatment plan; however, after a few weeks your back continues to hurt and you are having difficulty working. Your doctor orders an MRI and other diagnostic tests to determine the cause of your pain and the severity of your injury. Your doctor contacts the workers’ compensation insurance carrier for authorization.
Before the procedures can be performed, the insurance company contacts you to offer $10,000 to settle your workers’ comp claim right now. That figure seems like a lot of money, especially when you have been out of work and bills have been piling up at home. For some workers, this could be a third or even a half of their entire annual salary and the insurance company knows this — that is exactly why it made the offer. […]
Workers’ compensation coverage is a complicated matter. The complexities lead to questions about the validity of a claim. Depending on the circumstances, an insurance company may try to deny an injury claim to avoid paying benefits. One situation that may cause concern is if an employee is injured while he is on his lunch break. Is he covered by workers’ comp insurance? If you are injured at lunch, you may still be entitled to receive benefits. […]
One thing you should understand if you’ve been injured at work is that the insurance company isn’t in business to hand out money. A workers’ comp insurance company is like all other insurance companies — in business to make money. Therefore, you must take steps to protect your rights because the insurance company will not.
Workers’ compensation adjusters seek to find ways to reduce your benefits or terminate your benefits as quickly as possible. You must know how to protect your claim and your right to compensation.
- Report Your Accident Immediately
One of the most common mistakes employees make is not reporting a workplace accident right away. A workplace accident may not seem serious and you are more focused on getting back to work, but not reporting a workplace accident could cost you later. An insurance representative may try to deny your workers’ comp claim for failure to report in a timely manner. Therefore, report any workplace accident, regardless of how minor the injury may be, as soon as possible. […]
Tragic Accident Claims Life of Boca Raton Landscaper
News reports state that a man believed to be in his 20s died at a local hospital after being pulled from underneath a lawnmower on Sound Parkway in Boca Raton.
The landscaper was trapped under a lawnmower that rolled into the canal. Emergency teams pulled the man from under the lawnmower and he was rushed to the hospital but he did not survive his injuries. It is not known what caused the incident. Occupational Safety and Health Administration (OSHA) officials are investigating the accident. Depending on the details of the case, the victim’s family may be entitled to workers’ compensation benefits or compensation under Florida’s personal injury laws. […]