Common Terms Used When Applying for Social Security Disability
Most people who come to our office to apply for Social Security Disability have never dealt with the system before this time. The terms we use may sound foreign to them. It is our job to help our clients understand the application process and represent our clients’ best interest as we work to obtain the benefits they are entitled to receive under the Social Security Disability programs.
Common Disability Terms Defined
- Social Security Disability Insurance (SSDI) – SSDI provide monthly benefits to blind persons or disabled person who are insured by the Social Security trust fund. You must have worked and earned enough work credits within a specific period of time to be eligible for SSDI.
- Supplemental Security Income (SSI) – This is the other program for disabled persons who are aged, blind, or disabled who have limited income and resources. There is not a work credit requirement for SSI.
- SSI Income – There are two types of SSI income. Earned income is money you receive from wages, self-employment earnings, royalties, and any other services performed. Unearned income is money received from all other sources including Social Security benefits, interest, gifts, pensions, and VA benefits.
- In-kind Income – The value of food or shelter provided to you without payment.
- Deemed Income – The portion of the income of a spouse, parent, or another person that may be counted as your SSI income.
- Continued Disability Review (CDR) – The process of obtaining additional, current information about your condition to determine if your SSI or SSDI benefits should continue.
- Countable Income – The amount of income you have after all available deductions have been taken from your total income. This amount is used to determine if you meet the income requirements to be eligible for disability benefits.
- Medical Improvement Expected – If the SSA feels your medication condition may improve, it will schedule a review within three years to determine if you still meet the eligibility requirements for disability.
- Resources – Resources is anything you own including your bank accounts, stocks, personal assets, business assets, and real estate. Some property may not be counted in the resources such as life insurance policies.
- Substantial Gainful Activity (SGA) – The SSA will review your work activity and use earning guidelines to determine if the work you perform is substantial enough to provide support.
- Trial Work Period (TWI) – You can test your ability to work or run a business for up to nine months and receive your full SSDI benefit if you report your work activity and your impairment does not improve.
- Vocational Rehabilitation (VR) – A program administered by a State VR agency that helps people with physical or mental disabilities become gainfully employed.
Contact an Experienced Boca Raton Social Security Attorney
If you are disabled, we can assist you as you apply for SSDI or SSI benefits. The application process can be time-consuming and difficult; therefore, having an experienced disability attorney can help you avoid mistakes that will delay your benefits or result in a denial of benefits.
Contact The Broderick Law Firm, P.L. at 1-800-333-3903 to schedule a free consultation.