disabled mother with child

Can My Child Receive Social Security Disability Benefits If I Am Disabled?

Are you currently seeking Social Security disability benefits under the SSDI or SSI program? If so, it is important for you to understand the rules regarding children receiving benefits as your dependents. Whether your children will be eligible to receive benefits as your dependent depends on several factors, including the type of disability program you are qualified under to receive disability benefits.

Children and Supplement Security Income (SSI)

Supplemental Security Income (SSI) is a needs-based disability program administered by the Social Security Administration. SSI does not require you to work a certain number of years to earn work credits to be eligible for SSI benefits. If you meet all other requirements to receive SSI benefits, your work history will not be a factor. However, your children will not be eligible to receive benefits under your SSI. SSI does not provide benefits to the dependents of a disabled person.

Your child can only receive SSI benefits if he or she qualifies as a disabled child pursuant to the SSI disability requirements. However, if you qualify for SSDI benefits, your child may also be eligible to receive benefits under your account.

Children and Social Security Disability Insurance (SSDI)

Social Security Disability Insurance (SSDI) is a program to provide financial assistance to workers who become disabled. In order to qualify for SSDI benefits, you must have worked long enough to accumulate the required number of work credits based on your age and the date of your disability. You must also meet the definition of disabled according to the Social Security Administration.

If you qualify for SSDI benefits, your dependent children may be entitled to receive benefits on your record. In order to receive benefits under your SSDI record, your child must be:

    • Under the age of 18; or,
    • A full-time student between the ages of 18 and 19 (but not a high school graduate); or,
    • Be 18 years of age or older and have a disability that began before the age of 22.

Do Grandchildren Qualify to Receive Benefits Under My SSDI Record?

Your grandchildren may be entitled to receive disability benefits under your SSDI record if they meet certain qualifications. In order to qualify for SSDI benefits under your record, your grandchildren must meet the following criteria:

    • Their biological parents are disabled or deceased;
    • You provide at least half of the support for your grandchildren on a regular basis; and,
    • Your grandchildren have lived with you for the 12 months before they became eligible for SSDI benefits (if under 12 months of age, the child has lived with you for the majority of his or her entire life).

Do You Need Assistance Applying for Social Security Disability Benefits?

Apply for Social Security disability benefits can be overwhelming and frustrating. One simple error on your application or failure to provide complete records could delay your benefits or result in a denial of benefits. Applying for SSDI benefits for your child under your record can also be difficult because the SSA may need additional information and/or documentation before approving your child’s application.

The Social Security disability attorneys of Broderick Law Firm, P.L. can assist you with your SSDI or SSI application, an appeal of a denial of benefits, or your child’s disability benefits application. Contact our office today to schedule your free consultation.