How Does a Computer Evaluate My Personal Injury Claim?
Have you been injured in a vehicle accident in Boca Raton, FL? If so, you are probably suffering from physical injuries and emotional stress. As you struggle to recover, you also face financial burdens because of the car crash. You want someone to listen to you and do what is right — compensate you for your losses. What you do not want is a computer evaluating your personal injury claim and deciding how much compensation you are entitled to receive.
Do Insurance Companies Use Computers to Decide Car Accident Cases in Boca Raton, FL?
Yes, there is a good chance that the insurance company for the other driver uses a computer to determine how much money to offer you to settle your automobile accident claim.
Colossus, a software program developed by Computer Services Corp., is used by many of the leading automobile insurance companies throughout the United States. Companies use Colossus to evaluate an accident victim’s injuries to determine the amount that should be paid to the victim for his or her damages.
The main goal of using a computer software program like Colossus to evaluate the damages in a car accident case is to remove the human element from the equation to arrive at the lowest possible value for the personal injury claim. Some of the large insurance companies that use Colossus include Travelers, USAA, MetLife, Allstate, and The Hartford.
Can Using a Computer Program to Decide My Personal Injury Claim Hurt My Recovery?
Many personal injury attorneys argue that using Colossus to value a bodily injury claim is unfair to the accident victim. The software program is designed to use data inputted by an insurance company employee to arrive at a severity level that dictates the amount of compensation the victim should receive for his or her accident claim.
The data used to arrive at this severity level is not based solely on the accident victim’s injuries nor the facts and circumstances surrounding the accident. It also does not take into consideration the substantial physical pain, stress, loss of enjoyment of life, emotional suffering, and other damages suffered by a car accident victim. A computer program is simply not capable of understanding the level of anguish and stress associated with a vehicle crash. Without considering these damages, Colossus cannot arrive at a true value for your claim.
In addition to failing to consider all elements that are used to value an automobile accident claim, Colossus uses data that has nothing to do with the value of your personal injury claim. Before evaluating the physical injuries you sustained in the accident, the computer program analyzes information regarding where you live and whom you hired as your attorney. The program determines the risk of you receiving a large monetary judgment based on the previous judge and jury verdicts from cases decided in your jurisdiction. It also reviews data associated with your attorney to determine if the attorney is more likely to settle or take the case to trial. This “risk assessment” is used in addition to information about your injuries to arrive at a “value” for your claim.
Do I Need an Accident Attorney in Boca Raton, FL?
Yes, you definitely need a personal injury attorney if you have been injured in a vehicle accident anywhere in Florida. The insurance company for the other driver is not working for you and it does not have your best interest as its top priority. You need an experienced vehicle accident attorney protecting you to act on your behalf with the insurance company as you focus on recovering from your physical injuries.
The personal injury lawyers of The Broderick Law Firm, P.L. have the experience, knowledge, and skill you need to stand up to big insurance companies.