Common Misconceptions About Florida Workers’ Compensation Benefits
Most people do not have much experience with Florida’s workers’ compensation laws; therefore, when they are injured at work they have many questions. In some cases, workers have heard things about the workers’ compensation laws that are simply not true. Below are five of the most common misconceptions about Florida’s workers’ compensation laws. You need the truth about workers’ compensation benefits so that you can receive all of the compensation and benefits you are entitled to receive by law.
You cannot receive workers’ compensation benefits unless your employer did something wrong.
Florida’s workers’ compensation laws do not require that your employer be negligent in some way in causing your injury. Workers’ compensation is a no-fault system that provides benefits to workers who are injured during the course of their employment with very few exceptions.
All injuries are covered by workers’ compensation.
Most injuries are covered by workers’ compensation regardless of how the accident happened. However, some exceptions do exist such as accidents that occur while the employee was intoxicated or using drugs. Another exception is anxiety or stress caused by a job. In order to determine for sure if your injury is covered by workers’ compensation, you should consult with an experienced Boca Raton workers’ compensation lawyer.
Workers’ compensation benefits will cover all of your damages.
Workers’ compensation is designed to provide for the medical care and treatment of employees who are injured on the job. It also provides partial compensation while the employee is out of work due to the injury. However, workers’ compensation does not cover all damages for workplace accidents. You do not receive 100% of your lost wages and you cannot file a claim for physical pain and emotional suffering. An experienced workers’ compensation attorney can help you obtain compensation for permanent disability.
You cannot see the doctor that you want to see if you file a workers’ compensation claim.
You must go to the doctor that the company chooses; however, you are free to get a second opinion from any doctor you choose. You should obtain prior approval from the employer or the employer’s insurance carrier prior to seeing your own doctor or you may be responsible for paying the charge.
You do not need a Boca Raton workers’ compensation attorney.
No, you are not required by law to hire an attorney to file a workers’ compensation claim but it may be in your best interest to consult with an experienced attorney. While workers’ compensation laws are fairly straightforward, employers and their insurance carriers continue to try to limit the benefits they must pay to an injured worker. An attorney experienced in Florida’s workers’ compensation laws can be a great asset if you have been injured at work.
Contact a Boca Raton Workers’ Compensation Law Firm
If you have been injured on the job, you deserve to have your medical bills paid in full. You are also entitled to receive other benefits under Florida’s workers’ compensation laws. The attorneys of The Broderick Law Firm, P.L. aggressively fight on your behalf to ensure your legal rights are protected.
Contact our office today by calling 1-800-333-3903 to schedule your free consultation.